Tag Archives: Your Financial Plan-It

FEATURED IMAGE

Women and Wealth: What is NAMWOLF and how can it benefit you? With Jordann Andrusiak



At Synergy Capital Solutions, we strongly believe in diversity, equity and inclusion.

As a result, we’re proud to partner with the National Association of Minority & Women Owned Law Firms (NAMWOLF), which aims to promote DEI in the legal profession.

In this episode, David Vallieres and Jordann Andrusiak discuss what NAMWOLF is all about, the different benefits it offers to its members, and the synergy created for clients through their partnership with NAMWOLF.

David and Jordann discuss:

  • NAMWOLF’s core mission and vision
  • How you can easily become a member of NAMWOLF
  • The types of financial services provided specifically to NAMWOLF members
  • How small- and medium-sized business owners can promote DEI within their business
  • And more!

Resources:

Connect With David Vallieres:

Connect With Jordann Andrusiak:

About Our Guest:

Jordann Andrusiak, CFP®, holds dual roles as an advisor and the director of business solutions. As an Advisor, Jordann works with individuals and families to help them achieve their financial goals. She works to enhance their client experience through relationship management, investment planning and asset-management strategies. She is also a part of the Synergy Investment Committee. As Director of Business Solutions, she strives to evolve and grow the practice through cultivation of the advisory team and overall firm best practices alongside the COO.


FEATURED IMAGE

Women and Wealth: Planning for Retirement — Part Two With Margie, Pat, and Marla



While preparing for retirement, it’s important to involve your heirs in the financial planning process.

In part four of the Women and Wealth series, David Vallieres and Jordann Andrusiak once again speak with Margie, Pat, and Marla, who share the steps they are taking to prepare their next generations for a healthy financial future. They also candidly discuss their biggest financial wins and how they achieved them.

The guests discuss:

  • Financial planning tips they wish they had known earlier in life
  • The financial freedom and peace of mind that you achieve after working with an advisor
  • Biggest financial pitfalls of their lives and how they overcame them
  • The importance of having a secure document locator while planning your estate
  • And more!

Connect With David Vallieres:

Connect With Jordann Andrusiak:


FEATURED IMAGE

Economic Trends, Market Updates, and Future Outlook With Eric Nahat



With a continued resurgence of consumer spending in the second quarter of 2021, what does the economy look like moving forward?

In this episode, David Vallieres and Eric Nahat answer this question. They discuss the recent trends in equity markets and fixed income assets, and provide an economic outlook for the later half of 2021 and beyond.

David and Eric discuss:

  • Industry sectors that have experienced the maximum rebound in consumer spending
  • Why we are seeing a shift towards value-oriented companies
  • The impact of anticipated inflation and interest rate changes on fixed income markets
  • The importance of long-term planning instead of “timing the markets”
  • And more!

Connect With David Vallieres:

Connect With Eric Nahat:

About Our Guest:

Eric holds dual roles working on implementation of client investment portfolios and managing client financial planning and asset-management relationships. As Director of the Synergy Investment Committee, Eric consults on the Synergy Strategy Portfolios with a focus on economic analysis and security selection. With a master’s degree in business administration from the University of Michigan, Eric also holds the Series 7, 63 and 65 licenses as well as Life, Health and Variable Annuities Insurance licenses.


FEATURED IMAGE

Women and Wealth: Planning for Retirement With Margie, Pat, and Marla



A lot of women often rely heavily on their spouse to take care of the finances.

Remember, doing so can significantly affect you at a later stage in your life.

In part three of the Women and Wealth series, David Vallieres and Jordann Andrusiak are joined by Margie, Pat, and Marla, all of whom are in the retirement phase of their lives. They discuss the importance of taking hold of your finances and developing financial literacy early on in life.

The guests discuss:

  • How they navigated their financial complexities during the death of their spouse
  • How an advisor can ease your financial burden during unforeseen life circumstances
  • Why you need to discuss your finances with your children
  • Financial decisions that might keep you up at night if you have not planned for them
  • And more!

Connect With David Vallieres:

Connect With Jordann Andrusiak:


FEATURED IMAGE

Women and Wealth: Finances in Different Stages of Life Part 2 – With Amanda, Danielle, Denise, and Hannah



Welcome to part 2 of our Women and Wealth series, where we interview a panel of strong, successful, and financially independent women.

In part two of this series, David Vallieres and Jordann Andrusiak are joined by Amanda Dorio, Danielle Lee, Denise Gergley, and Hannah Haley. With each of them currently in a different stage of life, they share what they wish they could’ve told their younger selves regarding finances.

You will learn:

  • How to balance your finances based on your priorities
  • How being concentrated now can help you make better decisions when you’re older
  • Why you need to slow down and put a financial plan in place
  • And more!

Tune in to learn these womens mistakes and how you can avoid them for yourself!

Resources: Synergy Capital Solutions | David Vallieres | Jordann Andrusiak | Email at: hello@synergycapitalsolutions.com | Amanda Dorio | Denise Gergley | Hannah Haley | Silver Spoon Kids : How Successful Parents Raise Responsible Children


FEATURED IMAGE

Women and Wealth: Finances in Different Stages of Life – With Amanda, Danielle, Denise, and Hannah



Welcome to our Women and Wealth series, where we interview a panel of strong, successful, and financially independent women.

In part one of this series, David Vallieres and Jordann Andrusiak are joined by Amanda Dorio, Danielle Lee, Denise Gergley, and Hannah Haley. With each of them currently in a different stage of life, they share the major expenses they are facing, how they deal with them, and steps they are taking to secure their financial future.

You will learn:

  • Why certain major financial decisions might keep you up at night if you haven’t planned for them
  • How an advisor can help you make informed, data-driven decisions
  • Tips to raise your children to be financially responsible
  • And more!

Tune in to learn how you can navigate the financial complexities at different stages of your life!

Resources: Synergy Capital Solutions | David Vallieres | Jordann Andrusiak | Email at: hello@synergycapitalsolutions.com | Amanda Dorio | Denise Gergley | Hannah Haley | Silver Spoon Kids : How Successful Parents Raise Responsible Children


FEATURED IMAGE

How To Minimize the Drastic Impact of Proposed Tax Changes – With Richard Schloss



Although the proposed tax legislation is subject to changes, you can still take some measures now to be better prepared for when changes are actually happening.

In part two of this series about expected tax changes, join David Vallieres, Jordann Andrusiak, and returning guest Richard Schloss, as they dive deeper into how the new tax proposal may affect your income, estate, and gift taxes. They also discuss strategies to help you optimize your wealth transfer to future generations.

You will learn:

  • The time period when the proposal is most likely to be passed
  • How to use the Spousal Lifetime Access Trust (SLAT) & the Irrevocable Life Insurance Trust (ILIT) for efficient estate planning
  • Tips to help you fully utilize your current unused gift tax exemptions
  • And more!

Tune in to discover steps you can take today to minimize the impact of the new tax regulations!

Resources: Synergy Capital Solutions | David Vallieres | Jordann Andrusiak | Email at: hello@synergycapitalsolutions.com | Richard Schloss | Dawda, Mann, Mulcahy & Sadler, PLC.


FEATURED IMAGE

Expected Changes in Estate Planning & Income Taxes – With Richard Schloss



According to the Biden Administration’s new tax proposals, some tax benefits and exemptions might not be available moving forward.

But you can take advantage of them while they last.

In this episode, David Vallieres and Jordann Andrusiak talk to Richard Schloss, member at Dawda, Mann, Mulcahy & Sadler, PLC. Join them as they explore the expected tax law changes and discuss the impact on estate planning, trust administration and income tax planning.

You will learn:

  • How drastic reductions in estate and gift tax exemptions may affect your financial plan
  • The likelihood of various tax laws being passed in the near future
  • Things you can do now to prepare yourself to deal with the new tax regulations
  • How increased tax rates might affect the M&A space
  • And more!

Tune in to learn how you can proactively adapt to expected tax changes!

Resources: Synergy Capital Solutions | David Vallieres | Jordann Andrusiak | Email at: hello@synergycapitalsolutions.com | Richard Schloss | Dawda, Mann, Mulcahy & Sadler, PLC.


FEATURED IMAGE

Economic Trends, Equity Market Updates and Interest Rate Changes – With Eric Nahat



An unprecedented fiscal stimulus and the rollout of vaccinations has led to the resurgence of economic activity through COVID-19.

In this episode, David Vallieres and Eric Nahat discuss the anticipated trends in consumer spending, equity markets and fixed income assets. They also explore strategies to reduce your exposure to short-term market changes and help you lay out a comprehensive long-term plan.

You will learn:

  • How changes in the 10-year treasury yield affect the equity markets
  • What we mean by “duration” – and how it affects fixed income investments
  • Expected economic growth in 2021 and beyond
  • Tips to create a well-balanced portfolio while still taking advantage of short-term trends
  • And more!

Tune in to get important updates on the current and anticipated market trends!

Resources: Synergy Capital Solutions | David Vallieres | Eric Nahat on LinkedIn | Email at: hello@synergycapitalsolutions.com


FEATURED IMAGE

Florida Domicile From a Financial Planning Standpoint – Part 2



While one of the advantages of living in Florida is the lack of an individual state income tax, that’s not the only benefit it provides to its residents!

In the second part of the Florida Domicile series, David Vallieres is joined by Michael Witzke, chair of McDonald Hopkins Estate Planning and Probate Group, and Amanda Dorio, managing attorney at The Dorio Law Firm, PLLC. Together, they dive deep into the asset protection and property tax benefits in Florida and discuss how it can have a significant impact on your financial plan.

You will learn:

  • The fundamental difference between estate tax and inheritance tax
  • How to access the two key asset protection tools in Florida – Homestead Creditor Protection and Tenancy by the Entirety
  • Real-world examples of clients benefitting from Florida Domicile
  • Complications that may arise in the state you’re leaving, and tips to deal with them
  • And more!

Listen now to learn how you can take advantage of the various tax and asset protection advantages offered by the state of Florida!

Resources: Synergy Capital Solutions | David Vallieres | Michael Witzke on LinkedIn | Amanda Dorio on LinkedIn | Email at: hello@synergycapitalsolutions.com