Tag Archives: Your Financial Plan-It

2023 Q1 Portfolio Process & Market Update with Eric Nahat

April 7, 2023Coronavirus, COVID-19, Financial, Financial Planning, Investing, Investments, UncategorizedAssets, Financial Plan, Investing, Market Update, Markets, Planning, Podcast, Portfolio Management, Synergy Capital Solutions, Your Financial Plan-ItAnne Iwasko

When it comes to short-term investing, there are a number of uncertainties that come along with it that may allow for more issues to pop up versus if you take a long-term strategic approach. Sometimes, when going through turmoil, a heads up, as well as a solid financial plan to fall back on, just might be your saving grace to not jump at the chance to pull out based on your fears in the market.

In this episode, David Vallieres is joined by Eric Nahat to uncover the changes in the market since the beginning of the year, what that means for your portfolio, and how you can go about understanding these changes while looking forward to the third quarter.

David Vallieres discusses,

How we approach investing through understanding the logic and the long-term benefits
Proactive versus reactive investing and how it can benefit your portfolio
How the market can currently be compared to prior shifts in history and how we can use that to determine the onset of where the market is headed
And more

Connect With Eric Nahat:

LinkedIn: Eric Nahat

About Our Guest:

Eric Nahat holds dual roles working on the implementation of client investment portfolios and managing client financial planning and asset management relationships. As Director of the Synergy Investment Committee, Eric consults on the Synergy Strategy Portfolios with a focus on economic analysis and security selection.

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Secure Act 2.0, How Does It Work? With Dr. Jeff Allen, CFP®

January 20, 2023Financial PlanningCareer, Charitable Contributions, Children, Contributions, Financial Advisors, Financial Literacy, Financial Planning, Life Planning, Portfolio Management, Retirement, RMD, Secure Act 2.0, Spouses, Student Loans, Synergy Capital Solutions, Women, Your Financial Plan-ItAnne Iwasko

The Secure Act 2.0 is a 1.7 trillion dollar package, some of the features of the plan are very confusing, complex and broad, which is why it is recommended you talk with your advisor.

In this episode, David Vallieres talks with Dr. Jeff Allen, CFP®, to dissect the features of the Secure Act 2.0 on a high level and how it can benefit you.

Dr. Jeff Allen discusses:

Potentially significant changes with charitable distributions
The larger catch up for retirement contributions
Student loan payment matches beginning in 2024
And more

Connect With David Vallieres:

David Vallieres
Synergy Capital Solutions
Email at: hello@synergycapitalsolutions.com

Connect With Dr. Jeff Allen:

LinkedIn: Jeff Allen

About Our Guest:

Dr. Jeff Allen is a retired physician working as a financial advisor for Physicians, Dentists and other successful professionals with an understanding of their unique objectives. He focuses on helping my clients create financial freedom by creating a spending and investment plan to reach retirement goals. Additionally, he helps clients with college planning, investment management, insurance needs analysis and retirement planning.

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Looking Forward into 2023 with Eric Nahat

December 30, 2022Coronavirus, COVID-19, Financial, Financial Planning, Investing, Investments, UncategorizedAmanda Dorio, Career, Children, Denise Gergley, Financial Advisors, Financial Literacy, Financial Planning, Hannah Haley, Jordann Andrusiak, Life Planning, Synergy Capital Solutions, Women, Your Financial Plan-ItAnne Iwasko

2022 threw just about every financial disruption it could at us. At this point, nothing should surprise us.

In this episode, David talks to Eric Nahat, Advisor & Director of the Investment Committee at Synergy Capital Solutions. Together they go over the events of the past year and look forward to 2023. They discuss the state of the markets along with what they think the markets will hold in the new year.

David and Eric discuss:

How 2022’s markets differ from the financial crisis of 2008
Strategies for making smart financial decisions going into 2023
The importance of not letting your emotions cloud your judgment
And more!

Connect with Eric Nahat:

LinkedIn: Eric Nahat

About our guest:

Eric holds dual roles working on implementation of client investment portfolios and managing client financial planning and asset-management relationships. As Director of the Synergy Investment Committee, Eric consults on the Synergy Strategy Portfolios with a focus on economic analysis and security selection.

Previously, Eric worked for J.P. Morgan Private Bank where he assisted with high-net-worth families and institutions to monitor investment portfolios, model wealth projections, and provide investment solutions for their clients. He holds the Series 7, 63 and 65 licenses as well as Life, Health and Variable Annuities Insurance licenses. He has a master’s degree in business administration from the University of Michigan, where he also earned a bachelor’s degree in economics.

Eric lives in Ann Arbor, Michigan. He enjoys being involved in the community and spends his free time traveling the world, tasting the newest local cuisine and playing various sports, most notably hockey and golf.

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Identifying Cybersecurity Threats With Sarah Khan

November 11, 2022Coronavirus, COVID-19, Financial, Financial Planning, Investing, Investments, UncategorizedCyber Security, Financial Advisors, Financial Planning, Hightower Advisors, Life Planning, Online Safety, Sarah Khan, Synergy Capital Solutions, Your Financial Plan-ItAnne Iwasko

Staying up to date on phishing and vishing scams, malware, ransomware, and other computer threats is absolutely necessary to keep your finances and identity safe.

In this episode, David Vallieres talks with Sarah Khan, a chief information security officer at Hightower Advisor LLC, to discuss cybersecurity. Sarah dives into what cyber security is, the different types of cyber fraud to look out for, and shares some essential tips for keeping yourself safe online.

Sarah discusses:

What cyber fraud is, and the different techniques scammers are currently using to compromise security for financial accounts and computer systems
Some examples of different fraudulent money movement scenarios
12 essential pieces of advice for staying safe online
And more

Resources:

About Our Guest:

Sarah Khan was born and raised in Chicago and is naturally drawn to science, technology, engineering, and mathematics. She completed her Bachelor’s degree at UIC in electrical engineering and then attended Northwestern University for her Master’s degree in computer sciences. Over the past 20 years, Sarah has been focused on technology and security, specifically in financial services, and is currently the Chief Information Security Officer for Hightower Advisors and the Hightower Trust company.

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2022 Q4 Market Update With Mark Burns and Eric Nahat

October 7, 2022Financial PlanningAmanda Dorio, Career, Children, Denise Gergley, Financial Advisors, Financial Literacy, Financial Planning, Hannah Haley, Jordann Andrusiak, Life Planning, Synergy Capital Solutions, Women, Your Financial Plan-ItAnne Iwasko

Are we currently in a recession or are we headed towards a recession? Because of the economic cycles and changes, there are always times where the market goes through good and bad periods, that’s one of the reasons why you need to be a long term investor.

In this episode, David Vallieres talks with Mark Burns and Eric Nahat from Synergy Capital Solutions to discuss the fourth quarter market update and what trends they have noticed over the past couple of months.

Mark and Eric discuss:

Why your economic outlook should match your portfolio planning
Why long term investing is so effective
The Monte Carlo simulations and how you can use it to make predictions
And more

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Planning For The Costs of College With Sarah Zvekan

September 16, 2022Financial, Financial Planning, Investing, Investments, UncategorizedCollege, Education, Financial Aid, Loans, Retirement, Sarah Zvekan, Synergy Capital Solutions, Your Financial Plan-ItAnne Iwasko

According to CNBC, a college education is now the second largest expense that an individual is going to make in a lifetime. With college costs increasing, more families know they have to have a plan to pay for college than ever before.

In this episode, David Vallieres talks with Sarah Zvekan, to explain how parents can begin to plan for the costs of college. She also shares some tips for navigating this expensive event in a cost efficient manner.

Sarah discusses:

The value in allowing your kids to contribute to their college fees
Why it’s worth checking if you qualify for financial aid
The benefits of gifting stocks to your children for college expenses
Reasons why you should try to avoid private loans
How to plan for education costs for different age groups
And more!

Connect With Sarah Zvekan:

LinkedIn: Sarah Zvekan

About Our Guest:

Sarah Zvekan delights in working hand in hand with clients in developing their goals that drive their long-term financial plan. Sarah enjoys helping clients organize their financial life to lessen their burden and stress. She has a high level of proficiency in the financial planning platforms that are used to serve clients and is consistently willing to leverage specialized tools to empower clients to accomplish their goals.

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Controlling Your Budget and Spending With Alex Burns, CFP®

August 19, 2022Financial, Financial Planning, Investing, Investments, UncategorizedAlex Burns, Budgeting, Financial Advisors, Financial Literacy, Financial Planning, Life Planning, Spending, Synergy Capital Solutions, Your Financial Plan-ItAnne Iwasko

It is vital to control your finances with all the uncertainty in the markets.

In this episode, David Vallieres talks with Alex Burns, an advisor at Synergy Capital Solutions. Alex explains the importance of controlling your spending and details how your savings should be organized for the short, medium, and long term.

Alex discusses:

What can be truly controlled by investors
The three-step process of saving
Why time in the market is better than timing the market
And more

Connect With Alex Burns:

LinkedIn: Alex Burns

About Our Guest:

Alex Burns, CFP®, began his business career as a sales account manager for Symantec Corporation and its subsidiary Veritas. He brings deep database knowledge to Synergy Capital Solutions and enjoys working alongside his father, mother and sister. He earned a bachelor’s degree in communications from Michigan State University.

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2022 Q2 Market Update With Eric Nahat

July 8, 2022Financial, Financial Planning, Investing, Investments, UncategorizedBonds, Equity, Eric Nahat, Fixed Income, Investment, Market Updates, Stocks, Synergy Capital Solutions, Your Financial Plan-ItAnne Iwasko

It can help to focus on logic and long term planning since the markets are constantly changing.

In this episode, David Vallieres talks with Eric Nahat, an advisor and director of the investment committee at Synergy Capital Solutions about the second quarter of 2022. They discuss the possible economic indicators and their impacts on the economy. While explaining their market projections in the face of a possible recession in the short term.

Eric discusses:

How GDP numbers for the first quarter shocked to the downside
Five ways the odds of a recession are rising
A recap of what’s been happening with the performance of the markets
What’s next for equities
And more!

Connect With Eric Nahat:

LinkedIn: Eric Nahat

About Our Guest:

Eric Nahat holds dual roles working on implementation of client investment portfolios and managing client financial planning and asset-management relationships. As Director of the Synergy Investment Committee, Eric consults on the Synergy Strategy Portfolios with a focus on economic analysis and security selection.

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The Growing Business of Insurance with Dr. Jeffrey Allen, CFP®

June 17, 2022Financial, Financial Planning, Investing, Investments, UncategorizedFinancial Advisors, Financial Planning, Investment Planning, Life Planning, Long Term Care, Risk, Your Financial Plan-ItAnne Iwasko

When it comes to financial planning, insurance is a necessary evil in planning for your future.

In this episode, David Vallieres chats once more with Dr. Jeffrey Allen, CFP®, on insurance and risk management within financial planning while discussing options for long term coverage.

Dr. Jeffrey discusses:

How he mitigates risk for his clients
The different types of insurance
Long term care insurance options
And more!

About Our Guest:

Dr. Jeffrey Allen, CFP®, entered the financial service industry 15 years ago following his vast experience in the medical industry. Jeff is our team specialist in working with medical practices, closely held corporations and families to provide wealth management solutions. He focuses on developing a coordinated wealth creation and preservation plan to help with investment planning issues often encountered by medical professionals. As a certified physician, Jeff brings a distinct perspective and experience to these client needs.

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Integrating Social Security Into Your Planning Process With Dr. Jeffrey Allen, CFP®

May 27, 2022Financial, Financial Planning, Investing, Investments, UncategorizedBenefits, David Vallieres, Financial, Planning, Retirement Planning, Social Security, Synergy Capital Solutions, Your Financial Plan-ItAnne Iwasko

Having a solid understanding of Social Security is vital to supporting a successful wealth strategy. It helps to have a clear picture of when to start collecting and how much you will be receiving to maximize your benefits and retirement.

In this episode of Your Financial Plan-It, David Vallieres chats with Dr. Jeffrey Allen, CFP®, to discuss the importance of your Social Security and the benefits to integrating it into your planning process.

Dr. Jeffrey discusses:

A overview of Social Security
The benefits of Social Security
What are survivor benefits and how it works
And more

Connect With David Vallieres:

David Vallieres
Synergy Capital Solutions
Email at: hello@synergycapitalsolutions.com

About Our guest:

Jeff entered the financial service industry 15 years ago following his vast experience in the medical industry. Jeff is our team specialist in working with medical practices, closely held corporations and families to provide wealth management solutions. He focuses on developing a coordinated wealth creation and preservation plan to help with investment planning issues often encountered by medical professionals. As a certified physician, Jeff brings a distinct perspective and experience to these client needs.

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