Tag Archives: Retirement

Secure Act 2.0, How Does It Work? With Dr. Jeff Allen, CFP®

January 20, 2023Financial PlanningCareer, Charitable Contributions, Children, Contributions, David Vallieres, Financial Advisors, Financial Literacy, Financial Planning, Life Planning, Portfolio Management, Retirement, RMD, Secure Act 2.0, Spouses, Student Loans, Synergy Capital Solutions, Women, Your Financial Plan-Ityourfinancialplanit

The Secure Act 2.0 is a 1.7 trillion dollar package, some of the features of the plan are very confusing, complex and broad, which is why it is recommended you talk with your advisor.

In this episode, David Vallieres talks with Dr. Jeff Allen, CFP®, to dissect the features of the Secure Act 2.0 on a high level and how it can benefit you.

Dr. Jeff Allen discusses:

Potentially significant changes with charitable distributions
The larger catch up for retirement contributions
Student loan payment matches beginning in 2024
And more

Connect With David Vallieres:

David Vallieres
Synergy Capital Solutions
Email at: hello@synergycapitalsolutions.com

Connect With Dr. Jeff Allen:

LinkedIn: Jeff Allen

About Our Guest:

Dr. Jeff Allen is a retired physician working as a financial advisor for Physicians, Dentists and other successful professionals with an understanding of their unique objectives. He focuses on helping my clients create financial freedom by creating a spending and investment plan to reach retirement goals. Additionally, he helps clients with college planning, investment management, insurance needs analysis and retirement planning.

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Planning For The Costs of College With Sarah Zvekan

September 16, 2022Financial, Financial Planning, Investing, Investments, UncategorizedCollege, David Vallieres, Education, Financial Aid, Loans, Retirement, Sarah Zvekan, Synergy Capital Solutions, Your Financial Plan-Ityourfinancialplanit

According to CNBC, a college education is now the second largest expense that an individual is going to make in a lifetime. With college costs increasing, more families know they have to have a plan to pay for college than ever before.

In this episode, David Vallieres talks with Sarah Zvekan, to explain how parents can begin to plan for the costs of college. She also shares some tips for navigating this expensive event in a cost efficient manner.

Sarah discusses:

The value in allowing your kids to contribute to their college fees
Why it’s worth checking if you qualify for financial aid
The benefits of gifting stocks to your children for college expenses
Reasons why you should try to avoid private loans
How to plan for education costs for different age groups
And more

Connect with David Vallieres:

David Vallieres
Synergy Capital Solutions
Email at: hello@synergycapitalsolutions.com

Connect With Sarah Zvekan:

LinkedIn: Sarah Zvekan

About Our Guest:

Sarah Zvekan delights in working hand in hand with clients in developing their goals that drive their long-term financial plan. Sarah enjoys helping clients organize their financial life to lessen their burden and stress. She has a high level of proficiency in the financial planning platforms that are used to serve clients and is consistently willing to leverage specialized tools to empower clients to accomplish their goals.

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Women and Wealth: Planning for Retirement — Part Two With Margie, Pat, and Marla

July 23, 2021Financial, Financial Planning, Investing, Investments, UncategorizedDavid Vallieres, Estate Planning, Financial Advisors, Financial Literacy, Jordan Andrusiak, Retirement, Synergy Capital Solutions, Wealth Transfer, Women, Your Financial Plan-Ityourfinancialplanit

While preparing for retirement, it’s important to involve your heirs in the financial planning process.

In part four of the Women and Wealth series, David Vallieres and Jordann Andrusiak once again speak with Margie, Pat, and Marla, who share the steps they are taking to prepare their next generations for a healthy financial future. They also candidly discuss their biggest financial wins and how they achieved them.

The guests discuss:

Financial planning tips they wish they had known earlier in life
The financial freedom and peace of mind that you achieve after working with an advisor
Biggest financial pitfalls of their lives and how they overcame them
The importance of having a secure document locator while planning your estate
And more!

Connect With David Vallieres:

Connect With Jordann Andrusiak:

LinkedIn: Jordann Andrusiak

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Women and Wealth: Planning for Retirement With Margie, Pat, and Marla

June 25, 2021Financial, Financial Planning, Investing, Investments, UncategorizedDavid Vallieres, Financial Advisors, Financial Literacy, Financial Planning, Jordan Andrusiak, Retirement, Synergy Capital Solutions, Women, Your Financial Plan-Ityourfinancialplanit

A lot of women often rely heavily on their spouse to take care of the finances.

Remember, doing so can significantly affect you at a later stage in your life.

In part three of the Women and Wealth series, David Vallieres and Jordann Andrusiak are joined by Margie, Pat, and Marla, all of whom are in the retirement phase of their lives. They discuss the importance of taking hold of your finances and developing financial literacy early on in life.

The guests discuss:

How they navigated their financial complexities during the death of their spouse
How an advisor can ease your financial burden during unforeseen life circumstances
Why you need to discuss your finances with your children
Financial decisions that might keep you up at night if you have not planned for them
And more!

Connect With David Vallieres:

Connect With Jordann Andrusiak:

LinkedIn: Jordann Andrusiak

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