Tag Archives: Business

Financial Concerns Changing with Age With Norton Stern

February 11, 2022Financial, Financial Planning, Investing, InvestmentsBusiness, Clients, David Vallieres, Financial Advisors, Financial Freedom, Financial Literacy, Financial Planning, Life Planning, Market changes, Norton Stern, Podcast, Synergy Capital Solutions, Your Financial Plan-ItAnne Iwasko

Part of the role of a good financial advisor is to be able to change with your clients and meet their needs to relieve their concerns.

Your market advisor should be able to identify those concerns and create a plan of action based on that information.

In this episode, David Vallieres talks to Norton Stern, advisor at Synergy Capital Solutions to discuss the financial setbacks he’s seen within his career and how he was able to manage them. Plus, how his financial outlook has changed as he aged.

David and Norton discuss:

How he is adapting to financial concerns to prepare his clients for potential issues
Modern technology and its potential misuses in the future
The different mindsets of clients based on their age
And more!

Connect with David Vallieres:

Connect with Norton Stern:

Synergy Capital Solutions

About Our guest:

Norton Stern assists Synergy Capital Solutions as a specialist in institutions and charitable foundations. He began his financial services career in 1969 creating a diverse and multi-layered scope of experience. He also works with individuals and families to continually monitor and provide individualized plans. Prior to joining Synergy’s predecessor firm, he was the registered principal and president of Franklin Financial Investments, LLC. Norton holds the Series 1, 24, 63, 65 licenses along with Life, Health and Accident, and Variable Annuities Insurance licenses.

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Florida Domicile From a Financial Planning Standpoint

March 5, 2021Financial, Financial Planning, Investing, Investments, UncategorizedBusiness, David Vallieres, Economy, Estate Planning, Expenses, Finances, Financial, Financial Lessons, Financial Planning, Investing, Investments, Personal Finance, Preparation, Strategic Plan, Synergy Capital Solutions, Tax Season, Taxes, Your Financial Plan-ItAnne Iwasko

People often consider moving to a different state, whether it’s for a job change, for better weather or simply to live a comfortable life after retirement.

And one of the states in hot demand right now is – Florida!

In this episode, David Vallieres is joined by Mark Burns, CEO at Synergy Capital Solutions. They discuss why so many people are moving to Florida, not just for the warm weather and the social lifestyle, but also for various tax benefits and a better asset protection offered by the state.

You will learn:

The key factors you should consider before changing your residency
How the lack of a state death tax in Florida can save you thousands of dollars
What the Homestead Creditor Protection program is all about – and the potential benefits from an asset protection standpoint
The property tax benefits enjoyed by primary residents of Florida
Why top wealth advisors and attorneys are setting up their practice in Florida
And more!

Tune in to learn why you should consider a Florida domicile, and how the rapidly growing state offers several opportunities for the future!

Resources: Synergy Capital Solutions | David Vallieres | Mark Burns | Email at: hello@synergycapitalsolutions.com

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The Synergy Between Financial Planners and Tax Advisors – With Dennis Wolgin

February 19, 2021Financial, Financial Planning, Investing, Investments, UncategorizedBusiness, David Vallieres, Economy, Estate Planning, Expenses, Finances, Financial, Financial Lessons, Financial Planning, Investing, Investments, Personal Finance, Preparation, Strategic Plan, Synergy Capital Solutions, Tax Season, Taxes, Your Financial Plan-ItAnne Iwasko

The responsibilities of a tax advisor are no longer limited to a simple income tax return. It’s about consistently making informed decisions throughout the year to optimize your tax picture.

In this episode, David Vallieres is joined by Jordann Andrusiak, and guest Dennis Wolgin, tax consultant at Schlaupitz Madhavan, P.C. Join them as they discuss how financial planners can effectively collaborate with tax advisors to provide greater value to their clients, as the tax filing season approaches.

In this episode, you will learn:

How Synergy Capital Solutions works closely with tax experts to develop highly efficient tax-plans
Ways in which secure online portals help you keep your documents organized
How to prepare for the very first tax meeting with your advisors
Questions that you should ask while hiring a tax advisor – as an individual or a business
And more!

Tune in to learn how you can be better prepared to tackle your 2020 taxes during the upcoming tax season!

Resources: Synergy Capital Solutions | David Vallieres | Jordann Andrusiak | Schlaupitz Madhavan, P.C.

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How Can You Prepare for 2020 Taxes?

February 5, 2021Coronavirus, COVID-19, Financial, Financial Planning, Investing, Investments, UncategorizedBusiness, David Vallieres, Economy, Estate Planning, Expenses, Finances, Financial Lessons, Financial Planning, Investments, Personal Finance, Preparation, Strategic Plan, Synergy Capital Solutions, Your Financial Plan-ItAnne Iwasko

Tax Day for your 2020 taxes has returned to April 15th this year, after a year of shifted deadlines and uncertainty with COVID-19. Are you prepared for this tax season? What will be different when it comes to filing your 2020 taxes?

In this episode, David Vallieres is joined by Alex Burns, John McCarron, and Lisa Inman to discuss 2020 taxes and how you can prepare for this upcoming tax season.

In this episode, you will learn:

Ways you can begin to prepare for the 2020 tax season
How the CARES Act will impact your 2020 taxes
Whether you should be maxing out your retirement accounts this year
How Synergy can help you this tax season — and why it’s imperative to coordinate with your tax professional
What you should be asking of your tax professional
And more!

Tune in to hear from the Synergy Capital Solutions team to start preparing for the 2020 tax season!

Resources: Synergy Capital Solutions | David Vallieres | Alex Burns | John McCarron

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What 2021 Entails for the Financial Markets

January 12, 2021Coronavirus, COVID-19, Financial, Financial Planning, Investing, Investments, UncategorizedBusiness, David Vallieres, Economy, Estate Planning, Expenses, Finances, Financial Lessons, Financial Planning, Investments, Personal Finance, Preparation, Strategic Plan, Synergy Capital Solutions, Your Financial Plan-ItAnne Iwasko

After the stock market peaked at the end of 2020, the investing momentum has continued into this new year!

So, are you ready to kickstart 2021? Do you have a robust plan in place?

In this episode, David Vallieres is joined by his fellow investment committee members at Synergy Capital Solutions, Jordann Andrusiak and Eric Nahat. They discuss the key market trends you can expect over the coming months, and how you can adjust your plan to fully harness the opportunities that 2021 has to offer!

In this episode, you will learn:

The expected recovery trends for the markets going forward
How the elections, both at the presidential level and Georgia Senate run-off, affect the markets
Ways in which interest rates are expected to influence fixed-income investments
Why you should always focus on long-term investment planning
And more!

Listen now to learn more about the expected market trends, as further updates about the elections and COVID-19 unfold!

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Who is the Captain of Your Ship?

January 8, 2021Financial, Financial Planning, Investing, Investments, UncategorizedBusiness, David Vallieres, Economy, Estate Planning, Expenses, Finances, Financial Lessons, Financial Planning, Investments, Mark Burns, Personal Finance, Preparation, Strategic Plan, Synergy Capital Solutions, Your Financial Plan-ItAnne Iwasko

Do you know who the person is that is navigating your team to success?

In this episode, David Vallieres speaks with Jordann Andrusiak, Bill Brown and Norton Stern as they discuss how they take on the primary responsibility as the quarterback calling the shots. They discuss the systematic process of leading advisors and professionals to achieve the clients’ goals.

In this episode, you will learn:

What it means to collaborate with other professionals to get the best results for your clients
How we work and collaborate with other advisors
How we take the lead to overcome challenges
What expectations we hold for the CPAs, attorneys or other professionals that we have partnerships with
And more!

Tune in now to learn more about who is in charge of the group marching you down the field.

Resources: Synergy Capital Solutions | David Vallieres | Jordann Andrusiak | Bill Brown

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Creating a Proactive Financial Plan for 2021

December 11, 2020Financial, Financial Planning, Investing, Investments, UncategorizedBusiness, David Vallieres, Economy, Estate Planning, Expenses, Finances, Financial Lessons, Financial Planning, Investments, Mark Burns, Personal Finance, Preparation, Strategic Plan, Synergy Capital Solutions, Your Financial Plan-ItAnne Iwasko

With market highs in February, a severe drop in March and now a great recovery again in November – 2020 has seen some extremely volatile market behavior. As it is coming to an end, it is important to plan for the future!

In this episode, David Vallieres is joined by colleague Mark Burns to discuss how COVID and the recent elections have affected the market. They provide several meaningful insights into how you can proactively adjust your financial plan to the anticipated future changes in 2021.

In this episode, you will learn:

The key transition periods during 2020 and how to prepare for year end
Ways in which the elections affect you from a regulatory and a tax standpoint
How technology has impacted the marketplace, the workforce and the clients
What’s around the corner for 2021 and your next steps going forward
And more!

Tune in now to learn how you can enter 2021 with a solid long-term plan to better manage your finances!

Resources: Synergy Capital Solutions | David Vallieres | Mark Burns | Email at: hello@synergycapitalsolutions.com

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The 2020 Election vs. the Market

November 13, 2020Financial, Financial Planning, Investing, Investments, UncategorizedBusiness, David Vallieres, Economy, Estate Planning, Expenses, Finances, Financial Lessons, Financial Planning, Investments, Mark Burns, Personal Finance, Preparation, Strategic Plan, Synergy Capital Solutions, Your Financial Plan-ItAnne Iwasko

How will the markets prevail through the fallout from the 2020 presidential election?

In this episode, David Vallieres and Eric Nahat discuss the impact this historic election and results have had on the market. David and Eric dig through the noise and talk about what they have seen over the past week of dissension from a market perspective.

In this episode, you will learn:

How the noise and lawsuits around this election may affect the market
Why a divided government historically has had a positive effect on the market
Why this can be an emotional time for investors and clients with the interim uncertainty
What is driving the federal reserve
And more!

Tune in now to learn more about how the results of the election are impacting the market.

Resources: Synergy Capital Solutions | David Vallieres | Eric Nahat

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The Ready, Aim, Fire Mindset of Insurance Planning

October 29, 2020Financial, Financial Planning, Investing, Investments, UncategorizedBusiness, David Vallieres, Economy, Estate Planning, Expenses, Finances, Financial Lessons, Financial Planning, Investments, Mark Burns, Personal Finance, Preparation, Strategic Plan, Synergy Capital Solutions, Your Financial Plan-ItAnne Iwasko

When it comes to insurance, it’s best to think of planning as “ready, fire, aim”, vs. “ready, aim, fire”.

In this episode, David Vallieres speaks with colleagues Mark Burns and Norton Stern about the moving parts of life insurance and long term care annuities. They break down the changing structure of insurance over the years and the planning it takes to find the right fit.

In this episode, you will learn:

How the world of insurance and long term care has changed
Why insurance companies are raising premiums as they gain experience
How annuities are viewed through the lens of a financial planner
How life insurance should fit into your plan
And more!

Tune in now to hear the details of insurance planning and long term care annuities!

Resources: Synergy Capital Solutions

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A Look at Your Market Concerns

October 16, 2020Financial, Financial Planning, Investing, Investments, UncategorizedBusiness, David Vallieres, Economy, Eric Nahat, Estate Planning, Expenses, Finances, Financial Lessons, Financial Planning, Investments, Mark Burns, Personal Finance, Preparation, Strategic Plan, Synergy Capital Solutions, Your Financial Plan-ItAnne Iwasko

Concerns about the economy are growing as the upcoming presidential election coincides with an ongoing global pandemic.

In this episode, David Vallieres and guests Mark Burns and Eric Nahat provide a market update about what’s happened in the last quarter and what might lay ahead in Q4. Join us as David, Mark and Eric discuss the potential impact of the pandemic and election on the economy.

In this episode, you will learn:

What we’ve seen in Q3 in the equity markets
How fixed income can play a role in portfolios going forward
What a fiscal and a monetary policy means
What the Synergy team sees in the months ahead
And more!

Tune in now to listen as David, Mark and Eric discuss your questions about the market in Q4!

Resources: Synergy Capital Solutions | Strategas | JP Morgan

Data gathered from Strategas Economic Update dated 10/5/2020, Strategas – Equity Factors for Pre-Election Alpha dated 9/10/2020 and 4Q 2020 J.P. Morgan Asset Management Market and Economic Update dated 9/30/2020.

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